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An Uptick in Holiday Auto Accidents Can Lead to Insurance Nightmares

An Uptick in Holiday Auto Accidents Can Lead to Insurance Nightmares

Motor vehicle accidents during the holiday season can be devastating, leading to injuries, property damage, and even fatalities. South Carolina has seen an uptick in such accidents during this time of the year, raising concerns about coverage disputes. This blog post will explore the causes of these accidents, the fault-based system in South Carolina, and potential coverage disputes that may arise.

Causes of Fatal Crashes in South Carolina

According to a study conducted over the last 10 years, South Carolina experiences more deadly accidents around Christmas compared to Thanksgiving. The reasons behind these accidents are multifaceted and include factors like increased traffic volume, impaired driving, distracted driving, and adverse weather conditions. Drivers should exercise caution and adhere to traffic laws during the holiday season to minimize the risk of accidents.

Coverage Disputes, a Fault-Based System, and Insurance Claims

Unlike "no-fault" states, South Carolina follows a fault-based system for car accidents. This means that the driver at fault for causing the accident can be held responsible for the resulting damages.

Insurance coverage plays a vital role in compensating for damages and injuries following a motor vehicle accident.

However, determining fault in multi-car pileup accidents can be complex. Additionally, coverage disputes can arise between the parties involved, leading to delays in claim settlements. Understanding your insurance policy and seeking legal advice if you encounter any coverage disputes is important.

When facing a coverage dispute, consider the following:

  • Review your insurance policy: Understand the coverage limits, exclusions, and conditions mentioned in your policy.
  • Gather evidence: Collect all relevant documentation, including accident reports, medical records, witness statements, and photographs.
  • Contact your insurance company: Notify your insurance company about the accident as soon as possible and provide them with the necessary information.
  • Consult an attorney: If you encounter difficulties in resolving the coverage dispute, consult a qualified attorney with experience handling personal injury and insurance-related cases.

As the holiday season approaches, it is essential to prioritize safety on the roads. South Carolina's fault-based system holds drivers accountable for their actions, and coverage disputes can complicate the aftermath of a motor vehicle accident even further. By understanding the causes of accidents, familiarizing yourself with your insurance policy, and seeking legal assistance, you can protect your rights and ensure a smoother claims process.

Legal Guidance for Your Insurance Coverage Dispute

If you are facing an insurance coverage dispute due to injuries sustained during the holiday season, Pierce, Sloan, Kennedy & Early LLC is here to help. With over 20 years of experience, our team has extensive experience handling a wide range of personal injury cases, including those involving insurance coverage disputes. Our attorneys deeply understand South Carolina law and have achieved success across the state. With a combined 165 years of experience, we bring extensive knowledge and skill to every case.

Our insurance attorneys dispute attorneys have experience handling a wide range of insurance defense cases, including:

  • Errors and omissions claims
  • Excess liability coverage
  • Breach of insurance contract
  • Bad faith denial claims
  • Insurance agents’ malpractice
  • Insurance adjusters’ malpractice
  • Wrongful termination
  • Wage payment disputes
  • Defamation
  • Other coverage disputes

At Pierce, Sloan, Kennedy & Early LLC, we provide personalized representation tailored to your specific situation. We offer contingency fee options, ensuring that you do not have to worry about upfront legal costs. Our attorneys are well-versed in a range of legal strategies, so you can feel confident with your case in our hands.

When it comes to insurance coverage disputes, you need a trusted advocate by your side. With a proven track record and a personalized approach, Pierce, Sloan, Kennedy & Early LLC is the top choice for exceptional legal representation. Contact us today online or at (843) 968-0886 to schedule a consultation with one of our seasoned insurance defense attorneys.