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Should I Give a Recorded Statement to the Other Driver’s Insurance Provider?


The car accident claims process often involves lengthy negotiations with the other driver, their attorneys, and their insurance provider. Throughout the process, you will likely be asked to speak with the other driver’s insurance company about the details of the accident and other information that is important to your case. It’s possible that they called you shortly after the collision.

During negotiations, the other driver’s insurance provider may ask you to provide a recorded statement about your account of the accident. In many cases, they will contact you directly and ask if the call can be recorded. It is best to avoid giving a recorded statement to the insurer — doing so can potentially jeopardize your case.

Why Providing a Recorded Statement to the Other Driver’s Insurer Can be Harmful

When you are involved in a car accident case, it is important to remember that the other driver’s insurance company will be doing anything they can to avoid paying your claim. Their primary strategy for doing this is by establishing your fault in the collision. It doesn’t matter if you actually were at fault for the accident, they will try to frame it in that way.

One way insurance companies attempt to attribute fault to an innocent driver is by collecting recorded statements. They will search for anything you say that could potentially label you as liable. For example, if you apologize during the call or speak about previous traffic violations, the insurer may intentionally misinterpret your words in order to claim you were negligent.

What Should I Do?

It is best to hire an attorney immediately after a car accident to ensure you are represented throughout the claims process. If the other driver’s insurance company reaches out to you and asks if they can record the call, say no and contact our firm.

You will need to provide the insurer with some information as part of the claims process. Rather than providing a recorded verbal statement, you should provide your statement in writing. Through a written statement, it will be easier to express yourself more clearly and intentionally, without including any remarks that could harm your case. The Pierce, Sloan, Kennedy & Early LLC legal team can help you craft a written statement that will help your case and represent your interests when speaking with insurance companies.

To schedule a free case evaluation with our attorneys, complete our contact form or call (843) 968-0886.